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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The best

Best ever and good service and really friendly customer service Reviewed on: 20th April 2025

Love Zopa, never any issues with my account.

Love Zopa, never any issues with my account. Very easy to use app. Support when needed as always been helpful and easy to access Reviewed on: 20th April 2025

Resolved Query

They dealt very quickly with my query. Reviewed on: 20th April 2025

It was easy quick and very efficient

It was easy quick and very efficient Reviewed on: 20th April 2025

Best credit card

Nothing but good experience the app is easy to navigate Reviewed on: 20th April 2025

Zopa top class

Zopa provides a top class service all round. It's credit card, it's bank card and the app are all very efficient and cover all your needs. Reviewed on: 20th April 2025

Great Card

App very good and no issues at all Reviewed on: 19th April 2025

Great service

I've had the credit card for a while, and it's been great. The app is fantastic and I'm able to control my spending with ease Reviewed on: 19th April 2025

I really love this card with low interest rate as co...

I really love this card with low interest rate as compare to other providers for starters. Reviewed on: 19th April 2025

Brilliant credit card easy to use app.

Brilliant credit card easy to use app. Reviewed on: 19th April 2025

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