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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great wee bank thar gives super savings options too.

Card was easy to open, offered 0% balance transfer and now have a great wee bank account too Reviewed on: 20th April 2025

Can't fault them any questions answered in seconds

Can't fault them any questions answered in seconds Reviewed on: 20th April 2025

Very good and very useful

Very good very useful and very convenient Reviewed on: 20th April 2025

Really easy to open accounts great well planed app.

Really easy to open accounts great well planed app. Quick response. Offers all types of financial services. They keep you well informed on each account in the app. Reviewed on: 20th April 2025

I've had a Zopa Credit Card for quite a while now an...

I've had a Zopa Credit Card for quite a while now and is very easy to and the app is so easy to navigate keep up the great work. Reviewed on: 20th April 2025

Never thought I get a card

Never thought I get a card had it a few months now and been great app easy to use Reviewed on: 20th April 2025

GREAT SERVICE

Very easy to use the ap and assistance with replacement of my credit card. Reviewed on: 20th April 2025

All is well.

All is well. Zopa is good. No unnecessary charges. Trusted Reviewed on: 20th April 2025

Fantastic service so easy to use and setup

Fantastic service so easy to use and setup Reviewed on: 20th April 2025

Great experience always highly recommended

Great experience always highly recommended Reviewed on: 20th April 2025

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