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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good experience stable and very easy to use wit...

Very good experience stable and very easy to use with the app Reviewed on: 19th April 2025

my zopa credit card good for using in an emergency

my zopa credit card good for using in an emergency Reviewed on: 19th April 2025

Greatest ever

Greatest ever experience, really happy I went with them, and looking forward to doing more with them and also see how it help my credit rating. Reviewed on: 19th April 2025

Fantastic app, easy to understand.

Fantastic app, easy to understand. Excellent support Reviewed on: 19th April 2025

Very good

Very good easy to Access the account Reviewed on: 19th April 2025

Thankyou ZOPA from a military Veteran..

After a few health issues from sepsis and pneumonia I had to sell my house as I wasn't allowed to work I had to ener into an Iva in 2020 because of my loss of job and I'll health trying to keep my home I ended up attempting suicide. But after managing to pay of my Iva. as I retire in July I ZOPA were the only company that would help me to get a credit card treating me like an individual and not a?name on a computer. This is why I say they are the best . Reviewed on: 19th April 2025

Since when i recieve credit card giving me very good...

Since when i recieve credit card giving me very good relief..... Reviewed on: 19th April 2025

It's there when I need it, no pressure.

It's there when I need it, no pressure. Easy to keep affordable. Reviewed on: 19th April 2025

Helped my credit score

Didn't think I would get a card because of my poor credit score but I did and it's helped me improve it Reviewed on: 19th April 2025

excellent service

Thank you do much for the help Its easy to apply. Reviewed on: 19th April 2025

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