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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Always helpful when speaking to a human

Always helpful when speaking to a human Reviewed on: 19th April 2025

Zopa keeps in touch and gives clear and helpful info...

Zopa keeps in touch and gives clear and helpful information and advice Reviewed on: 19th April 2025

Very easy and an excellent service

Very easy and an excellent service Reviewed on: 19th April 2025

Very good experience.

Very good experience every time I have to contact them. Reviewed on: 19th April 2025

Zopa card was very effective and easy to use it time...

Zopa card was very effective and easy to use it times of need Reviewed on: 19th April 2025

All rounder

Very good all rounder, payment plan very realistic Reviewed on: 19th April 2025

Experience has been great.

Experience has been great. Solid customer service and care support is available Reviewed on: 18th April 2025

Great card!.

Fast sign up and updates are great too! Will be using this card for many years to come. Reviewed on: 18th April 2025

Zopa helped me when I needed it.

Zopa helped me when I needed it. Helped me understand my situation and guided me to take control Reviewed on: 18th April 2025

So Far So Good

Easy to apply for. Interest rate quite high,but not as high as some. credit score plumeted,due to circumstances out of my control,shadow limited choice. Use it responsibly and you could avoid too much interest & will help improve credit score Reviewed on: 18th April 2025

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