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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Confidence

Highly trust Zopa very confident using their web site Reviewed on: 18th April 2025

It's very good experience with Zopa as it's care mor...

It's very good experience with Zopa as it's care more about us a customer than our usual banks Reviewed on: 18th April 2025

Very quick, professional service.

Very quick, professional service. Always keeping me up to date with my accountband any offers I may have Reviewed on: 18th April 2025

Great card

Loving this card payments go through so easy customer service is great. Thank you for giving me credit when no one else would Reviewed on: 18th April 2025

Easy secure safe friendly service

Easy secure safe friendly service Reviewed on: 18th April 2025

Very cool

I use it with pleasure without additional fees in Europe. Reviewed on: 18th April 2025

Good credit card ,easy to use app

Good credit card ,easy to use app Reviewed on: 18th April 2025

Great customer service.

Great customer service. I really appreciate the text reminder for paying instalments as life is hectic at the moment! Reviewed on: 18th April 2025

Excellent customer service,easy to use app,can’t fau...

Excellent customer service,easy to use app,can’t fault anything.great experience all round! Reviewed on: 18th April 2025

This company is very reasonable.

This company is very reasonable. The interest rate is very good. They confirm use of card when a transaction is made. Giving the card holder information about the amount that is spent and to whom. Very informative. Reviewed on: 18th April 2025

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