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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great app.Great credit card provider.

Great app.Easy to understand to keep on top of your finances.Great app great Reviewed on: 18th April 2025

Confidence

Highly trust Zopa very confident using their web site Reviewed on: 18th April 2025

It's very good experience with Zopa as it's care mor...

It's very good experience with Zopa as it's care more about us a customer than our usual banks Reviewed on: 18th April 2025

Very quick, professional service.

Very quick, professional service. Always keeping me up to date with my accountband any offers I may have Reviewed on: 18th April 2025

Great card

Loving this card payments go through so easy customer service is great. Thank you for giving me credit when no one else would Reviewed on: 18th April 2025

Easy secure safe friendly service

Easy secure safe friendly service Reviewed on: 18th April 2025

Very cool

I use it with pleasure without additional fees in Europe. Reviewed on: 18th April 2025

Good credit card ,easy to use app

Good credit card ,easy to use app Reviewed on: 18th April 2025

Great customer service.

Great customer service. I really appreciate the text reminder for paying instalments as life is hectic at the moment! Reviewed on: 18th April 2025

Excellent customer service,easy to use app,can’t fau...

Excellent customer service,easy to use app,can’t fault anything.great experience all round! Reviewed on: 18th April 2025

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