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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

This company is very reasonable.

This company is very reasonable. The interest rate is very good. They confirm use of card when a transaction is made. Giving the card holder information about the amount that is spent and to whom. Very informative. Reviewed on: 18th April 2025

Fantastic credit card provider.

Fantastic credit card provider. No issues with anything connected with this company. Reviewed on: 18th April 2025

Great app format and Easy to navigate

Great app format and Easy to navigate Reviewed on: 18th April 2025

Easy to apply quick to accept my experience was good...

Easy to apply quick to accept my experience was good being able to rebuild my credit Reviewed on: 18th April 2025

Good credit card provider

I hardly use customer service but I have been with Zopa for more than 2 years now and I like the services Reviewed on: 18th April 2025

Always there when I needed it kept regular payments...

Always there when I needed it kept regular payments and got a credit limit increase Reviewed on: 18th April 2025

Good for building credit score have considerable con...

Good for building credit score have considerable confidence in it and ease of use to get it and use Reviewed on: 18th April 2025

Zopa is easy to manage the payment and was very resp...

Zopa is easy to manage the payment and was very responsible when I mistakenly paid in a fraud. They respond right away. Reviewed on: 18th April 2025

Good zopa

I have a card off zopa but haven't used it yet but they are so helpful when you ask questions I Wil be using my card soon as I'm going on holiday keep up the good work zopa and thank you Reviewed on: 18th April 2025

Easy to use.

A very easy app to use, and all very professional to talk too. Reviewed on: 18th April 2025

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