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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service.

Great service and best card. Its been a while that I am using Zopa. Loved it. Reviewed on: 18th April 2025

Great company

Great card Easy App for anyone to use.. and you’re able to pay money any time you want to. And this company keeps you updated on anything going on including your credit report must have app. And also you can use there bank account better than your Run of the Mill credit card how do nothing for there customers. I’m Extremely Happy with this service Reviewed on: 18th April 2025

Respectable

A very official bank theory well they notified people of any account payment going out, and they don't agree with I. Think it might be fraudulent and a very good old way round, very helpful, very trustworthy. Thank you very much Reviewed on: 18th April 2025

been great not used it much at mo just getting on my...

been great not used it much at mo just getting on my feet Reviewed on: 18th April 2025

Excellent

Easily app, professional service very happy Reviewed on: 18th April 2025

I am very very happy just opened an account with the...

I am very very happy just opened an account with them too was easy to do Reviewed on: 18th April 2025

Great service love the card facilities

Great service love the card facilities Reviewed on: 18th April 2025

Great company.

Great company. I had bad credit years ago and zopa picked me up. Had several credit raises since as paid all and on time. Still use to this day Reviewed on: 18th April 2025

Had no issues whatsoever.

Had no issues whatsoever. Prompt statement and excellent customer service. Reviewed on: 18th April 2025

Really easy to use app and intuitive features alongs...

Really easy to use app and intuitive features alongside a great product Reviewed on: 18th April 2025

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