Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent so far may it continue

Excellent so far may it continue Reviewed on: 18th April 2025

Great company and easy to use.

Great company and easy to use. Very informative Reviewed on: 18th April 2025

Very friendly and good response time

Very friendly and good response time Reviewed on: 18th April 2025

Good rates, online service is easy to use

Good rates, online service is easy to use Reviewed on: 18th April 2025

Hi-tech app

The app has recently been updated and it has made it a much quicker and easier experience Reviewed on: 18th April 2025

I am very pleased with the quality of the products...

I am very pleased with the quality of the products Reviewed on: 18th April 2025

Easy to use app.

Easy to use app. Excellent service from customer service when needed. Reviewed on: 18th April 2025

No'1 credit card

Very easy to use, good credit limit to start......Very easy to use app Reviewed on: 18th April 2025

Good communication with great app

Good communication with great app Reviewed on: 18th April 2025

Easy to apply for.

Easy to apply for. Website that is easy to use even for me, a pensioner with few technical skills. Handy for keeping my credit score in a good position. Reviewed on: 18th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6585 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub