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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great app.

Great app. Easy to navigate. They give poor credit people a chance. Reviewed on: 18th April 2025

Excellent so far may it continue

Excellent so far may it continue Reviewed on: 18th April 2025

Great company and easy to use.

Great company and easy to use. Very informative Reviewed on: 18th April 2025

Very friendly and good response time

Very friendly and good response time Reviewed on: 18th April 2025

Good rates, online service is easy to use

Good rates, online service is easy to use Reviewed on: 18th April 2025

Hi-tech app

The app has recently been updated and it has made it a much quicker and easier experience Reviewed on: 18th April 2025

I am very pleased with the quality of the products...

I am very pleased with the quality of the products Reviewed on: 18th April 2025

Easy to use app.

Easy to use app. Excellent service from customer service when needed. Reviewed on: 18th April 2025

No'1 credit card

Very easy to use, good credit limit to start......Very easy to use app Reviewed on: 18th April 2025

Good communication with great app

Good communication with great app Reviewed on: 18th April 2025

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