Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Fleegos review

5
Easy to apply and a good banking app.The application was straight forward and friendly helpfull staff easily recommend to others Reviewed on: 18th April 2025

I find it really easy to use and very helpful I woul...

5
I find it really easy to use and very helpful I would recommend it Reviewed on: 18th April 2025

Never had a problem easy to understand app affordabl...

5
Never had a problem easy to understand app affordable payments Reviewed on: 18th April 2025

Great banking app

5
Everything on the app is easy to understand and customer services are great Reviewed on: 18th April 2025

Down to earth and common sense experience.

4
Down to earth and common sense experience. Reviewed on: 18th April 2025

Absolutely fantastic

5
Good card to use good for credit score Reviewed on: 18th April 2025

i never have problems and the staff are so helpful w...

5
i never have problems and the staff are so helpful when you have a queery Reviewed on: 18th April 2025

Zopa easily the best.

5
Easy to use app, always helpful and not condescending. Reviewed on: 18th April 2025

Decent helping tool

3
Gave me a helping hand when needed Reviewed on: 18th April 2025

Great service, Zopa is look after customers

4
Great service, Zopa is look after customers Reviewed on: 18th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6585 reviews
    Zopa
    View all products