Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Iam enjoying the whole lot.

Iam enjoying the whole lot.,best customer services.my account is updated within minutes after payment. Reviewed on: 18th April 2025

Excellent service ...

I never had any issues with the card or transaction made Reviewed on: 18th April 2025

Zopa - Easy account to use on a daily basis

Always available to discuss my account. Very helpful, friendly yet professional. Easy to use my account online. Reviewed on: 18th April 2025

Easy to navigate via the app.

Easy to navigate via the app. Instant payment update. Reviewed on: 18th April 2025

Best by far

Never had a problem with my app brilliant service Reviewed on: 17th April 2025

Everything has been easy and straightforward.

Everything has been easy and straightforward.i know exactly where my spending stands and thepeace of mind that i can cope with an emergency if the need arises .i also know i can contact customer service to clarify and information or circumstance . Reviewed on: 17th April 2025

Never had any issue, great card easy to understand APR.

Never had any issue, great card easy to understand APR. Reviewed on: 17th April 2025

Fabulous trouble free credit

They have been very responsive to my needs. Moving my due date to fit in with my pay day. Excellent customer service. Reviewed on: 17th April 2025

As Cheesy as it may sound but Zopa are Super.

Zopa, came through when I needed them most,giving me the funds and ability to help my Son and his family through a sticky period. Since opening my account/ credit card Zopa have introduced many beneficial products which unfortunately I am currently unable to take advantage off. They have always offered me advice and guidance for which I am truly grateful for, I hope that the relationship that I believe we have will grow stronger, I am in their debt in more ways than one for which I am truly grateful. Reviewed on: 17th April 2025

Perfect addition to my wallet

I applied for the card to better my credit rating and this has happened. Including a credit increase. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 5.00 from 28 reviews
Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews
Credit card
from Luma 4.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6585 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub