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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41687 reviews)

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4.93

Based on 41,687 reviews, last reviewed 15th Jan 2026

69650% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very happy customer Was excellent service from applying to recieving the card. Everything is explained from the very start no hidden surprises. Excellent service Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41687)

Review of the Zopa, Credit card:

Very quick, efficient, customer focused

Very quick, efficient, customer focused Reviewed on: 4th April 2025

Easy to use app and opportunities to increase credit...

Easy to use app and opportunities to increase credit limit Reviewed on: 15th January 2026

It's Good Service And Terms And conditions Also

It's Good Service And Terms And conditions Also Reviewed on: 15th January 2026

Best ever credit card, really listens & helps custom...

Best ever credit card, really listens & helps customer with responsible lending always at the forefront Reviewed on: 15th January 2026

Since I have been using Zopa my credit score is impr...

Since I have been using Zopa my credit score is improved and the customer service is excellent. I would recommend to anyone. Reviewed on: 15th January 2026

Ease of use

Easy to use app, easy to navigate Reviewed on: 15th January 2026

Very informative kept in the loop and explained fully.

Very informative kept in the loop and explained fully. Reviewed on: 15th January 2026

Sound and helpful advice

Always providing sound advice and always helpful Reviewed on: 15th January 2026

Helped me with a card when nobody else would

Helped me with a card when nobody else would Reviewed on: 15th January 2026

Great communication, helpful 5 Star service.

Great communication, helpful and understanding Reviewed on: 15th January 2026

Zopa care about customers

Excellent customer service Zoe truly care about their customers! Reviewed on: 15th January 2026

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