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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41817 reviews)

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4.93

Based on 41,817 reviews, last reviewed 16th Jan 2026

76050% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent all round the perfect credit card and app Excellent all round the perfect credit card and app Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41817)

Review of the Zopa, Credit card:

Thank you, you are the best and simplest to deal with

Many I needed in some embarrassing and I found it Reviewed on: 13th January 2023

Zopa is very helpful with getting ones finances back...

Zopa is very helpful with getting ones finances back on track, the app is also very user friendly. Reviewed on: 16th January 2026

Zopa are very good any problems solved straight away...

Zopa are very good any problems solved straight away I have set up a monthly plan so no worries about miss payments Reviewed on: 16th January 2026

It always a pleasant experience with Zopa.

It always a pleasant experience with Zopa. I use Zopa Credit Card as my primary Credit Card and the rates are more affordable that the other cards which are available and you get a great customer service experience and timely resolution on any issue you may encounter. Reviewed on: 16th January 2026

Great rate, amazing customer service and fair credit...

Great rate, amazing customer service and fair credit abount. Reviewed on: 16th January 2026

Great experience with Zopa.

Great experience with Zopa. Everything is simple, fast, and clear. The app is easy to use and the process is very transparent. Highly recommended! Reviewed on: 16th January 2026

Top credit card

The app is easy to use and quick. Reviewed on: 16th January 2026

Zopa has this friendly good customer orientation, be...

Zopa has this friendly good customer orientation, because of this , I will ensure that I continue to introduce Zopa to all my friends and family. Reviewed on: 16th January 2026

Always a great experience and never had any issues w...

Always a great experience and never had any issues with Zopa. It's easy and quick to use and always gives me regular updates etc Reviewed on: 16th January 2026

Great service advised of when up coming payments are...

Great service advised of when up coming payments are due Reviewed on: 16th January 2026

Good service and great customer care

Good service and great customer care Reviewed on: 16th January 2026

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