Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41697 reviews)

View other Zopa products

4.93

Based on 41,697 reviews, last reviewed 15th Jan 2026

70150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Amazing Service. Amazing Service.Easy to Access Highly Recommended to other people like my Friends and Family Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41697)

Review of the Zopa, Credit card:

Excellent service

Zopa have an excellent team of advisors who have helped me on numerous occasions because I don’t have access to a computer, laptop or tablet. I’m also not computer literate and can find it overwhelming but the staff are friendly, polite and always explain everything to me in simple terms with patience Reviewed on: 22nd March 2023

My experience was nothing but brilliant The app easy...

My experience was nothing but brilliant The app easy to understand And always kept up todate in relation to my accounts. Information forwarded to myself has been informative, concise and easy to decipher and understand Reviewed on: 15th January 2026

Very professional very knowledgeable very understand...

Very professional very knowledgeable very understanding very kind Reviewed on: 15th January 2026

Very solid customer service and brilliant rates

Very solid customer service and brilliant banking app. Easy to use and very contactable and friendly staff. The lending rates are also very fair and realistic. Reviewed on: 15th January 2026

Had issue wirh account.

Had issue wirh account.Contacted Customer Services who quickly fixed it.is easy to keep track and make payments on the App. Reviewed on: 15th January 2026

Good card has never fails me yet

Good card has never fails me yet Reviewed on: 15th January 2026

Good service and easy to apply for

Good service and easy to apply for Reviewed on: 15th January 2026

Easy to use

Easy to use and customer service sort any issues quickly. Reviewed on: 15th January 2026

They do what they say they will do.

They do what they say they will do. Always there for customers and make them feel valued. Reviewed on: 15th January 2026

Zopa excellent good ap to big thumps up

Zopa excellent good ap to big thumps up Reviewed on: 15th January 2026

Everything was cardceasy from the onset

Everything was easy from the onset Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Charge Card
from American Express 4.05 from 24 reviews
Credit cards
from Virgin Money 3.84 from 799 reviews
Classic Extra Card
from Capital One 3.56 from 6 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2049 reviews
Cash ISA
from Zopa 4.94 from 1263 reviews
Smart Saver
from Zopa 4.94 from 7436 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub