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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Perfect addition to my wallet

I applied for the card to better my credit rating and this has happened. Including a credit increase. Reviewed on: 17th April 2025

Good easy to use helps

Good easy to use helps goodness I had Reviewed on: 17th April 2025

my experience since i joined zopa is excellent

my experience since i joined zopa is excellent Reviewed on: 17th April 2025

Easy to use, pay and do everything

Easy to use, pay and do everything Reviewed on: 17th April 2025

Understanding Customer Services

I had an issue with the online payment portal and incurred late charges ..I called customer services and explained the issue and they immediately refunded the charges. Reviewed on: 17th April 2025

I never face any issue while using Zopa credit card.

I never face any issue while using Zopa credit card. Reviewed on: 17th April 2025

excellent app

app works well, I don't have much to say. everything works well. Thanks Reviewed on: 17th April 2025

Good and helpful

Very good.. excellent terms. And so easy to access. Reviewed on: 17th April 2025

Best credit card around

From applying to receiving card it was a simple process with an app that is very easy to use Reviewed on: 17th April 2025

Great overall experience

Great customer service experience, quick turnaround time from card application to delivery at door step and very helpful customer friendly all in one mobile app. No regrets at all Reviewed on: 17th April 2025

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