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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great credit card!

Great credit card and easy to use. Reviewed on: 17th April 2025

Good and seamless usage of card and app

Good and seamless usage of card and app Reviewed on: 17th April 2025

Very easy to use .

Very easy to use .good company. Good app Reviewed on: 17th April 2025

Excellent customer service and support

Excellent customer service and support Reviewed on: 17th April 2025

Very good service would recommend

Very good service would recommend Reviewed on: 17th April 2025

I am very happy with Zopa, I use it mostly for daily...

I am very happy with Zopa, I use it mostly for daily expenses and overall the experience was very good Reviewed on: 17th April 2025

I've had a good experience so far.

I've had a good experience so far. Unfortunately I've not qualified for a loan which is disappointing as I thought I would have a better chance as I'm a customer. Reviewed on: 17th April 2025

supportive

Always helpful and supportive and can always help if you have a problem Reviewed on: 17th April 2025

5* from start to finish

From start to finish I felt valued as a customer. Customer service were exceptional. I couldn't ask for better. If this is the level of service they provide to their customers, then yes they deserve the status they have been given. Very well done. Reviewed on: 17th April 2025

Got Zopa to help build my credit score, which they’v...

Got Zopa to help build my credit score, which they’ve helped me with and gave me an increase on my credit limit each year after a review. I would and have recommended this company to family and friends. Reviewed on: 17th April 2025

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