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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Never had a problem with my credit card from Zopa .

Never had a problem with my credit card from Zopa . I feel very confident if I did have any issues I know they will help in any way Reviewed on: 17th April 2025

Simple the best

Chatting is simple and quick and my query is resolved. Reviewed on: 17th April 2025

Everything is very well explained, The Banking App i...

Everything is very well explained, The Banking App is very easy to use. If I have needed to make contact & get information or clarity anything there is alot of good support Reviewed on: 17th April 2025

It was so easy to get my card.

It was so easy to get my card.very quick and efficent. Reviewed on: 17th April 2025

Love this card.

Love this card. Great app . Fab customer service Reviewed on: 17th April 2025

Easy and simple way to improve your credit score

Since I started to use give me more confidence. They’re professional and understanding your needs Reviewed on: 17th April 2025

when you have a problem zopa all ways are very polit...

when you have a problem zopa all ways are very polite and helpful Reviewed on: 17th April 2025

Good company .very fair

Good company .very fair.i have no complaints Reviewed on: 17th April 2025

1st class

1st class service not a single bad thing to say Reviewed on: 17th April 2025

1.000 percent People

Just Great people Zopa 10/10 service they give you can not go any better working togeather Reviewed on: 17th April 2025

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