Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very good and excellent services

Very good and excellent services Reviewed on: 17th April 2025

Zopas customer service team is great and helps out w...

Zopas customer service team is great and helps out with enquiries very promptly. The credit limit increase or decrease options are also great. Reviewed on: 17th April 2025

Easy to apply fast and quick too

Easy to apply fast and quick too Reviewed on: 17th April 2025

Quick and easy to sign up very pleased

Quick and easy to sign up very pleased Reviewed on: 17th April 2025

Great experience with dopamine.

Great experience with dopamine.. Reviewed on: 17th April 2025

Great bank.

Great bank. Excellent service. Quick responses. Easy to deal with Reviewed on: 17th April 2025

Like when they send reminders to make payments on time.

Like when they send reminders to make payments on time. Very reliable Reviewed on: 17th April 2025

Very very good servis and would tell my frends and t...

Very very good servis and would tell my frends and thank you very much for your seport Reviewed on: 17th April 2025

The app is easy to use applying for a card was strai...

The app is easy to use applying for a card was straight forward Reviewed on: 17th April 2025

Easy to use Zopa rate

Easy to use nothing else to say thanks is that long enough Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 3.13 from 3 reviews
Nectar Credit Card
from Sainsburys Bank 2.84 from 97 reviews
Credit card
from The Co-operative Bank 2.86 from 35 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69080 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub