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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa comes up trumps

At a time when getting a credit card is difficult Zopa comes up trumps Reviewed on: 17th April 2025

Great App

Having had the use of a ZOPA credit card for the past several years no issues and any questions/ queries are dealt with in a timely manner. Very handy for personal loans. I applied and from the time of applying to the money in my bank account 10 minutes it’s all very easy Reviewed on: 17th April 2025

Magnificent

My customer services experience with Zopa has been first class and admirable for a credit card company. Reviewed on: 17th April 2025

Good service all through and you are kept informed o...

Good service all through and you are kept informed of services available for you. Reviewed on: 17th April 2025

Very good helpful

Very good helpful for everyone , I recommend this to anyone Reviewed on: 17th April 2025

Great C/C with an easy to use app to keep me in cont...

Great C/C with an easy to use app to keep me in control of my finances Reviewed on: 17th April 2025

Very easy app to navigate no hidden fees all clear

Very easy app to navigate no hidden fees all clear Reviewed on: 17th April 2025

Seamless application

Seamless application…excellent communication…. Kept informed of all use , alerts on any use Reviewed on: 17th April 2025

User friends ieasy to apply and mobile app good to...

User friends ieasy to apply and mobile app good to use Reviewed on: 17th April 2025

Very good and excellent service easy to find out wh...

Very good and excellent service easy to find out what you spending Reviewed on: 17th April 2025

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