Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa is easy to use, the app is also wonderful...

Zopa is easy to use, the app is also wonderful Reviewed on: 17th April 2025

Best credit card company I’ve ever used

I got a credit card to help improve my credit score and the Zopa card has done that. The app is great and so easily to manage everything. It’s great that payments only take a couple of minutes and reflects within your balance within around 2 minutes! Reviewed on: 17th April 2025

STOKE SURVIVOR

I am a stroke survivor, any stress doesn’t help me at all, Zopa has taken money worries of me, plus there stress free, wonderful firm, Reviewed on: 17th April 2025

Brilliant service.

Brilliant service. Very good communication. Reviewed on: 17th April 2025

I cant open the application to see My card My balanc...

I cant open the application to see My card My balance, i was calling many times nobody resolving the problem Reviewed on: 17th April 2025

Zopa have always been brilliant!

Zopa have always been brilliant! Customer service is great and the product is fantastic for what I need. Reviewed on: 17th April 2025

Highly recommended

Excellent, friendly and helpful, seem to be different in a good way Reviewed on: 17th April 2025

Fantastic product and experience

Fantastic product and experience Reviewed on: 17th April 2025

ZOPA have been really easy to deal with.

ZOPA have been really easy to deal with. Everything is dealt with in easy to understand terms. I would recommend this banker to anyone Reviewed on: 17th April 2025

Great bank never any problems very enjoyable to be p...

Great bank never any problems very enjoyable to be part of.please keep up the good work. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews
Platinum credit cards
from Barclaycard 3.92 from 323 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69080 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub