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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use app helps too so you stay on top of money

Easy to use. I like the app as you can keep track Reviewed on: 17th April 2025

Zopa always remind customers in advance when to pay...

Zopa always remind customers in advance when to pay their card payment without paying any interest Reviewed on: 17th April 2025

Good professional service overall.

Good professional service overall. Reviewed on: 17th April 2025

Just a wonderful service very reliable and always th...

Just a wonderful service very reliable and always there for you Reviewed on: 17th April 2025

Just a really helpful team of staff

Just a really helpful team of staff Reviewed on: 17th April 2025

Star cimpany

Always informative and their to help, always listen to cusomer needs. Reviewed on: 17th April 2025

Very user friendly in todays world

Very user friendly in todays world Reviewed on: 17th April 2025

Zopa good

The company are always there if needed but I've been lucky not need any Reviewed on: 17th April 2025

Zopa is very easy to use and easy to access them.

Zopa is very easy to use and easy to access them. Reviewed on: 17th April 2025

Helped me build my credit from poor to good in a sho...

Helped me build my credit from poor to good in a short period of time Reviewed on: 17th April 2025

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