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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

When applying for this card it was very quick and ea...

When applying for this card it was very quick and easy and got cards in less than a week and I am always updated by zopa would highly recommend Reviewed on: 17th April 2025

Fantastic to deal with Great Zopa

Fantastic to deal with Friendly knowledgeable staff. Always polite. Reviewed on: 17th April 2025

My journey to zopa land

i met zopa online and the application was straight forward. When i applied i have i have got the credit within 2days Reviewed on: 17th April 2025

Seamless experience

Seamless experience the Zopa card experience is fantastic and will recommend it to anyone. Reviewed on: 17th April 2025

All positive

Been a great swap over , all positive Reviewed on: 17th April 2025

Easy to use

Quick service very helpful easy to use Reviewed on: 17th April 2025

Easy to use.

Easy to use. Never had any problems Reviewed on: 17th April 2025

Good all round experience with Zopa

Good all round experience with Zopa Reviewed on: 17th April 2025

Very good credit card

Very easy to use and use online and good for bad ctedit Reviewed on: 17th April 2025

Absolutely phenomenal always there to help and alway...

Absolutely phenomenal always there to help and always quick and easy Reviewed on: 17th April 2025

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