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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy access

Easy access great on savings too Reviewed on: 17th April 2025

Zopa best ever

I am very happy I got Zopa their card is so easy to use and acceptable everywhere then their App is so user friendly I never have any complaints can check everything on app. Reviewed on: 17th April 2025

I have used the app and it was so easy to use 10/10f...

I have used the app and it was so easy to use 10/10for the service on the app which is always updating Reviewed on: 17th April 2025

Very easy to use app and ways to pay

Very easy to use app and ways to pay Reviewed on: 17th April 2025

Very professional job I like Zopa

Very professional job I like Zopa Reviewed on: 17th April 2025

Easy, fast application

Easy, fast application. Account was set up very quickly Reviewed on: 17th April 2025

Great flexibility easy to pay quickly been a brillia...

Great flexibility easy to pay quickly been a brilliant provider Reviewed on: 17th April 2025

Just very helpful and friendly and all is done in a...

Just very helpful and friendly and all is done in a very professional way Reviewed on: 17th April 2025

At the beginning of my credit card I became Hill and...

At the beginning of my credit card I became Hill and not able to work. I got in contact with Zopa several times obviously because I fell behind on payment and when I got back into work, I brought my credit card back up to date book Zopa still cancelled my credit card Reviewed on: 17th April 2025

Good service and easy to used and easy to manage...

Good service and easy to used and easy to manage Reviewed on: 17th April 2025

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