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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service, easy to manage the account.

Great service, easy to manage the account. Offer some good guides to ensure you have a good credit rating. Offer different products suited to your needs. Reviewed on: 17th April 2025

Very helpful and easy to use.paradise

Very helpful and easy to use. Extremely recommended Reviewed on: 17th April 2025

Straightforward and helpful!

Easy to use App, straightforward and helpful! Have recommended Zopa to friends and family! Reviewed on: 17th April 2025

Any issues always resolve quickly

Any issues always resolve quickly Reviewed on: 17th April 2025

Best credit card out there.

Best credit card out there. Fast, efficient and super easy to use. Fast payments as well which is a massive bonus! Reviewed on: 17th April 2025

Satisfactory service is on point

Satisfactory service is on point Reviewed on: 17th April 2025

Making credit easy.

Just easy to deal with regular updates about your spending.always looking for ways to help you.good customer service. Reviewed on: 17th April 2025

Brilliant credit card provider.

Brilliant credit card provider. Always helpful if you need any support at all. APR low and understanding if you miss a payment. Don’t badger you like other companies. Would definitely recommended to anyone looking for a decent credit card. Reviewed on: 17th April 2025

Excellent company would highly recommend

Excellent company would highly recommend Reviewed on: 17th April 2025

It’s very nice and useful and I like

It’s very nice and useful and I like Reviewed on: 17th April 2025

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