Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

There exactly when I needed them.

There exactly when I needed them. They put their trust in me when others wouldn't and at the time it really got me out of a tight spot. I've never missed a payment and it's thanks to these guys for getting me back on my feet. Reviewed on: 16th April 2025

Really good and very easy to use

Really good and very easy to use Reviewed on: 16th April 2025

18 months ago I applied for a Zopa Credit card and...

18 months ago I applied for a Zopa Credit card and have been very satisfied with the simple and straightforward way of managing my financew Reviewed on: 16th April 2025

Excellent Service

Always clear concise representatives fully explaining all information Reviewed on: 16th April 2025

Easy-peasy !

First class service when applying for a loan. Reviewed on: 16th April 2025

Great credit facilities

Great credit card and also lower interest loan with them too Reviewed on: 16th April 2025

Beginning of the financial ladder

Good start and an excellent way of building better credit. Reviewed on: 16th April 2025

Customer services are excellent, very friendly and h...

Customer services are excellent, very friendly and helpful. Reviewed on: 16th April 2025

Gave me a credit card when no one else would I would...

Gave me a credit card when no one else would I would highly recommend Reviewed on: 16th April 2025

Very good and professional.

Very good and professional. Excellent service Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.31 from 542 reviews
Select Credit Card
from Nationwide 3.62 from 13 reviews
Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub