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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41794 reviews)

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4.93

Based on 41,794 reviews, last reviewed 16th Jan 2026

74900% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Everything about Zopa has been first class, so easy... Everything about Zopa has been first class, so easy to use Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41794)

Review of the Zopa, Credit card:

I love Zopa

The customer service team are fantastic people. They are reliable, fast and responsive Reviewed on: 11th April 2023

Everything is good about this card.

Everything is good about this card. Payment period is very generous. App is good but can be better. Reviewed on: 16th January 2026

They were quick efficient and gave me a card straigh...

They were quick efficient and gave me a card straight away it really helped when I was struggling and got a fantastic offer!!!!! Reviewed on: 16th January 2026

Too many steps to repay the balance

Too many steps to repay the balance Reviewed on: 16th January 2026

QUALITY UNIQUE PRODUCT WITH HELPFUL FRIENDLY STAFF

EASY PROCESS GREAT SUPPORT STAFF AND ALWAYS KEPT UPDATED MOST IMPRESSED!! ALWAYS THERE WHEN I NEED THEM Reviewed on: 16th January 2026

Clear and Simple

Everything is clear and simple and when you pay into your account the money shows up within 10 minutes Reviewed on: 16th January 2026

great card and service excellent

great card and service, easy to apply and arrives quickly Reviewed on: 16th January 2026

Excellent

Zoos is a really good credit card and the customer service is out of this world very reliable. Reviewed on: 16th January 2026

EXCELLENT AND UNDERSTANDABLE PLATFORM

EXCELLENT AND UNDERSTANDABLE PLATFORM Reviewed on: 16th January 2026

It was easy to apply and so great full

It was easy to apply and so great full Reviewed on: 16th January 2026

Someone to rely on

Good customer service excellent app Reviewed on: 16th January 2026

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