Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Every situation coverd.

Every situation coverd.and easy to get in touch with Reviewed on: 15th April 2025

Yes ok ,it is always very helpful to me

Yes ok ,it is always very helpful to me Reviewed on: 15th April 2025

Great card to use and friendly advisors

Great card to use and friendly advisors Reviewed on: 15th April 2025

Easy application process and great website and app

Easy application process and great website and app Reviewed on: 15th April 2025

Fast, friendly, efficent y deserve.

Fast, friendly, efficent deserve to win Reviewed on: 15th April 2025

The easiest friendly account

I have never had any problems with my account it's so easy to use Reviewed on: 15th April 2025

This is my first credit card!

This is my first credit card! It really helped me understand how to manage my credit! Thanks to them Reviewed on: 15th April 2025

Fantastic bank.

Fantastic bank...helped me out when I needed them the most Reviewed on: 15th April 2025

When others were rejecting my application, zopa acce...

When others were rejecting my application, zopa accepted it and the process was fast and simple. You can add to your Google wallet and just tap and go. Reviewed on: 15th April 2025

Fefhjffhf ffhhf gxdt ffhh fsdgjh dfggy fddgnt xfvfdd...

Fefhjffhf ffhhf gxdt ffhh fsdgjh dfggy fddgnt xfvfdd cfehyrd fgyggtt ffcjufx Reviewed on: 15th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews
Credit Card
from American Express 4.38 from 126 reviews
Credit Card
from Tymit 4.73 from 155 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub