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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant all round, fabulous app & customer service

Brilliant all round, fabulous app & customer service Reviewed on: 11th April 2025

Thank you

Helped me out with a credit card when some wouldn't have the time of day for me Reviewed on: 11th April 2025

Great card, good customer service would recommend to...

Great card, good customer service would recommend to anyone Reviewed on: 11th April 2025

Just easy to.

Just easy to.deal with and not a lot of hassle Reviewed on: 11th April 2025

Excellent

Zoopa staff very helpful well spoken on fone really helped myself took bit stress of me well done all zoopa staff Reviewed on: 11th April 2025

I learnt from my friend that zopa is excellent card.

I learnt from my friend that zopa is excellent card. Reviewed on: 11th April 2025

Zopa credit card

I have found the Zopa credit card and app so user friendly and it allows me to keep up to date on my spending Reviewed on: 11th April 2025

A Brilliant Company, Always up front with any charge...

A Brilliant Company, Always up front with any charges that may occur, low monthly payments, a Brilliant Card to have in your wallet Reviewed on: 11th April 2025

Helping me build up my credit score and giving me ti...

Helping me build up my credit score and giving me tips on saving Reviewed on: 11th April 2025

I love Zopa.

I love Zopa. Its a great credit card Reviewed on: 11th April 2025

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