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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good and best

Good and easy would say the best Reviewed on: 11th April 2025

Zopa took a risk on me when others wouldn't.

Zopa took a risk on me when others wouldn't. Got me out of a hole and never looked back. Reviewed on: 11th April 2025

Always been a great card, customer service good no p...

Always been a great card, customer service good no problems Reviewed on: 11th April 2025

Very good every one should take it

Very good every one should take it Reviewed on: 11th April 2025

Zopa is the best credit card and interest charge not...

Zopa is the best credit card and interest charge not much and you can easily use this card all over the world. I love to use it and i love zopa Reviewed on: 11th April 2025

Zopa give me a credit card and I use excellent using...

Zopa give me a credit card and I use excellent using need time Reviewed on: 11th April 2025

Atrocious

Hope ins8ghts are so inaccurate. Can't see the point of borrowing power. Reviewed on: 11th April 2025

So easy to use , you can get to find out anything on...

So easy to use , you can get to find out anything on their site Reviewed on: 10th April 2025

Very good customer service

Very good customer service and great credit visa card Reviewed on: 10th April 2025

Great card to have to build your credit score

Do exactly what they say when they say it. Reliable, great customer service. Never have a problem Reviewed on: 10th April 2025

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