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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Hi a have a loan with Zopa good .

Hi a have a loan with Zopa good . Reviewed on: 7th April 2025

Great Credit Card

Excellent service and offer very good advice.They will never put you in a position where you cannot afford the card and if you were in such a position, they would listen to your concerns. Reviewed on: 7th April 2025

Great Card and app.

Love that the Zopa app let's me see & control everything I need to with my Zopa credit card and Zopa savings accounts. Easily accessible funds with both a physical card & the option to add it to my Google wallet too, great customer service, happy all round. Reviewed on: 7th April 2025

Brilliant service brilliant except new clients...

Brilliant service brilliant except new clients making people feel there are someone Reviewed on: 7th April 2025

Very good service, friendly and helpful service

Very good service, friendly and helpful service Reviewed on: 7th April 2025

Great card great customer service Would recomend to...

Great card great customer service Would recomend to anyone good or poor credit Reviewed on: 7th April 2025

Brilliant credit card

I love the app and customer service is very good i recommend Zopa to my friends and family. I intend to open a savings account too Reviewed on: 7th April 2025

No fuss, excellent service, quick and easy to get st...

No fuss, excellent service, quick and easy to get started. Good way of getting a good credit rating. Reviewed on: 7th April 2025

Very nice and very workable all nice and well comein...

Very nice and very workable all nice and well comeing it was good to hear from someone who knows a lot about what people are going through Reviewed on: 7th April 2025

Excellent credit card

Very good experience fairly simple and easy to use you have many different options avail such as increase of funds, view pin Reviewed on: 7th April 2025

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