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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Love this credit card good for emergency

Love this credit card good for emergency Reviewed on: 6th April 2025

Great service quick response to inquiries.

Great service quick response to inquiries. Easy to use and easy to notify if any thing goes wrong on the account. Reviewed on: 6th April 2025

My credit rating wasn't the best

My credit rating wasn't the best / good but they took a chance on me and gave me the credit card . Never missed a payment . Now my score has shot up Reviewed on: 6th April 2025

I got zopa credit card and my car loan with them as...

I got zopa credit card and my car loan with them as well. They APR quite cheap too. Reviewed on: 6th April 2025

They are very helpful.

They are very helpful. I also have a saving account with them Reviewed on: 6th April 2025

Yes very good I would recommend to friends

Yes very good I would recommend to friends Reviewed on: 6th April 2025

Great app

So easy to see everything in the app. Plenty of notifications about upcoming payments etc Reviewed on: 6th April 2025

I have used Zopa for both a credit card and car fina...

I have used Zopa for both a credit card and car finance Really easy to use, good communication and fair interest rates would totally recommend Reviewed on: 6th April 2025

Very good website which has so many options and offers.

Very good website which has so many options and offers. Reviewed on: 6th April 2025

Easy and efficient, would recommend

Easy and efficient, would recommend Reviewed on: 6th April 2025

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