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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

First class customer service experience.

First class customer service experience. Promptly answered by knowledgeable agent. Reviewed on: 31st March 2025

Excellent Costomer support

Excellent Costomer support and well organised system Reviewed on: 31st March 2025

Very helpful controlling finances I am very happy

Very helpful controlling finances I am very happy Reviewed on: 31st March 2025

Everything you need from a credit card

Everything you need from a credit card Reviewed on: 31st March 2025

Good, I am happy

Good, I am happy , never had any problem Reviewed on: 31st March 2025

App very user friendly, all finance options explaine...

App very user friendly, all finance options explained, good access to other linked bank accounts with credit file explanation's. Reviewed on: 31st March 2025

Nice experience using this card very helpful.

Nice experience using this card very helpful. Reviewed on: 31st March 2025

Great card with no hassle, customer service support...

Great card with no hassle, customer service support is really good, fix things quickly Reviewed on: 31st March 2025

Easy to use

App is easy to navigate, regular email keep you up to date with changes etc. never had any issues using the card Reviewed on: 31st March 2025

Accessible & user friendly service

Accessible & user friendly service Reviewed on: 31st March 2025

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