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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

The credit card never let's me down with either onli...

The credit card never let's me down with either online, contactless transactions or ATM withdrawals. Reviewed on: 31st March 2025

Great service and hassle free easy to use and works...

Great service and hassle free easy to use and works everywhere xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx Reviewed on: 31st March 2025

Straight forward and informed about products for fin...

Straight forward and informed about products for finance. Reviewed on: 31st March 2025

Excellent. Highly recommend.

The whole process from application to receiving and using my card was seemless. First class service. Reviewed on: 31st March 2025

Excellent Banking Services.

I’ve always found ZOPA to be an excellent provider of banking services. I would certainly recommend them to friends and family.. I’m happy with the service they provide. Reviewed on: 31st March 2025

Great product - very efficient great advice given an...

Great product - very efficient great advice given and excellent rate on savings Reviewed on: 31st March 2025

Always very helpful when needed And good value for m...

Always very helpful when needed And good value for money plenty to choose from Reviewed on: 31st March 2025

Zopa is the best

There service is Efficient and reliable Reviewed on: 31st March 2025

They are very reliable with service and update great...

They are very reliable with service and update great customer service and easy to access increase credit limit an information Reviewed on: 31st March 2025

Was a very easy and understandable the application f...

Was a very easy and understandable the application form to apply Reviewed on: 31st March 2025

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