Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to apply, quick response and easy to manage my...

Easy to apply, quick response and easy to manage my money in and out. Thank you Reviewed on: 31st March 2025

Easy to apply and customer service is excellent

Easy to apply and customer service is excellent Reviewed on: 31st March 2025

I didn't have any problem using zopa credit card so...

I didn't have any problem using zopa credit card so far Reviewed on: 31st March 2025

Money manageable

I find Zopa to be useful as they do not give you credit if they feel you can’t manage they are not just trying to put you in a situation I find the coaching excellent Reviewed on: 31st March 2025

A great way to build your credit score and take cont...

A great way to build your credit score and take control of your money Reviewed on: 31st March 2025

Good customer service when speaking to operator have...

Good customer service when speaking to operator have given good advice and have told me about further options Reviewed on: 31st March 2025

Easy to use, improves credit score

Easy to use, improves credit score Reviewed on: 31st March 2025

Very easy to apply for and good rates of interest.

Very easy to apply for and good rates of interest. Security is excellent and the phone app is very easy to use. Reviewed on: 31st March 2025

Always had positive experience..

Always had positive experience dealing with customer service and the using the app. Been able to find everything I need easily. Responses to queries are usually pretty quick and cover what I’ve needed. Reviewed on: 31st March 2025

Fair comoany, that gives people a chance

Fair comoany, that gives people a chance Reviewed on: 31st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.08 from 293 reviews
Cashback Plus Credit Card
from NatWest 4.43 from 66 reviews
Purchase Credit Card
from Bank of Scotland 4.53 from 10 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub