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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great experience never jaf a problem

Great experience never jaf a problem Reviewed on: 31st March 2025

Very quick and responses to requests.

Very quick and responses to requests. Reviewed on: 31st March 2025

Have just started using credit card but have had not...

Have just started using credit card but have had nothing but a positive experience Reviewed on: 31st March 2025

Very easy to use and I like it easy to...

Very easy to use and I like it easy to managed Reviewed on: 31st March 2025

Easy and amazing to use, using Zopa has really helpe...

Easy and amazing to use, using Zopa has really helped me In a lot of ways Reviewed on: 31st March 2025

Good upcoming bank / finance provider

App interface is user friendly, rates are on par with other providers and they have other products too Reviewed on: 31st March 2025

Great!!!

Great customers service and experience Reviewed on: 31st March 2025

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 31st March 2025

Always there to help and the app is very simple to u...

Always there to help and the app is very simple to use,when I've had a problem I've been able to sort it quickly through email with no hassle Reviewed on: 31st March 2025

Very good bank and no problems.

Very good bank and no problems. Customer service very helpful. Reviewed on: 31st March 2025

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