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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Card for all

I applied for a credit card and the process was easy to understand set out in understanding English my whole experience with this company as been a positive experience Reviewed on: 26th March 2025

Everything is great

Everything is great. Easy to set up Reviewed on: 26th March 2025

Easy access to app and emails. Excellent!

Easy access to app and emails. Regular updates on account. Good accessible up to date information on app. Regular communication when payments are due. Excellent! Reviewed on: 25th March 2025

Easy to get access using apps quick response on requ...

Easy to get access using apps quick response on request Reviewed on: 24th March 2025

I haven’t had any problems with this company.

I haven’t had any problems with this company. There really good and always keep me informed. Great company . I would recommend this company to anyone Reviewed on: 24th March 2025

They are great

They are a great credit card company and never had any problems with them Reviewed on: 24th March 2025

Excellent service and communication.

Excellent service and communication. Very happy with being a customer Reviewed on: 23rd March 2025

Fast processing of applications, user friendly app a...

Fast processing of applications, user friendly app and website. Reviewed on: 22nd March 2025

Zopa credit card

I have a Zopa credit card and from application process to acceptance and customer care and service whilst using the card they have been excellent, would highly recommend to use as a provider. Reviewed on: 22nd March 2025

Absolutely amazing.

Absolutely amazing. Quick and efficient service. Reviewed on: 20th March 2025

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