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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

All round great service

They keep us informed every step of the way and their app is so easy to use an all round good search service Reviewed on: 20th March 2025

Zopla is excellent

Zopla credit card has made me financially stable and monthly payments are affordable staff are very professional. Reviewed on: 19th March 2025

Hello there are very good zopa and help full thank...

Hello there are very good zopa and help full thank you Reviewed on: 18th March 2025

use it all the time handy and convenient

use it all the time handy and convenient Reviewed on: 17th March 2025

Great Card Zopa trusted me when very few woul...

Needed credit and Zopa trusted me when very few would, easy to manage website and always kept informed. Feel very secure with Zopa Reviewed on: 17th March 2025

Very professional and helpful customer service

Very professional and helpful customer service Reviewed on: 17th March 2025

Love my card just what the doctor ordered

Love my card just what the doctor ordered Reviewed on: 17th March 2025

I had a scam and zopa phoned me up and...

I had a scam and zopa phoned me up and sorted it out Reviewed on: 17th March 2025

Brilliant company

Very easy to use never any problems customer service is good Reviewed on: 16th March 2025

Zopa App and Applications

I have found using the app and applying for either loan or credit card easy. The process is seamless and very easy to use. Reviewed on: 15th March 2025

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