Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

All round great service

They keep us informed every step of the way and their app is so easy to use an all round good search service Reviewed on: 20th March 2025

Zopla is excellent

Zopla credit card has made me financially stable and monthly payments are affordable staff are very professional. Reviewed on: 19th March 2025

Hello there are very good zopa and help full thank...

Hello there are very good zopa and help full thank you Reviewed on: 18th March 2025

use it all the time handy and convenient

use it all the time handy and convenient Reviewed on: 17th March 2025

Great Card Zopa trusted me when very few woul...

Needed credit and Zopa trusted me when very few would, easy to manage website and always kept informed. Feel very secure with Zopa Reviewed on: 17th March 2025

Very professional and helpful customer service

Very professional and helpful customer service Reviewed on: 17th March 2025

Love my card just what the doctor ordered

Love my card just what the doctor ordered Reviewed on: 17th March 2025

I had a scam and zopa phoned me up and...

I had a scam and zopa phoned me up and sorted it out Reviewed on: 17th March 2025

Brilliant company

Very easy to use never any problems customer service is good Reviewed on: 16th March 2025

Zopa App and Applications

I have found using the app and applying for either loan or credit card easy. The process is seamless and very easy to use. Reviewed on: 15th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.72 from 2531 reviews
American Express Credit Card
from American Express 3.73 from 120 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub