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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Really really happy with the service from Zopa, very...

Really really happy with the service from Zopa, very easy to deal with and staff are always happy and friendly on the phone. Reviewed on: 15th March 2025

I find my zopa credit card good value.

I find my zopa credit card good value. Reviewed on: 15th March 2025

Great service for poor credit customers who can’t ge...

Great service for poor credit customers who can’t get credit easily Reviewed on: 15th March 2025

A company to lend a helping hand

Zopa have helped me out in more ways than I can express I can honestly say they are a firm to trust Reviewed on: 14th March 2025

Zopa are quick and efficient I have found them easy...

Zopa are quick and efficient I have found them easy to use Reviewed on: 13th March 2025

Trustworthy and helpful.

Trustworthy and helpful. The process of applying for a credit card was straightforward. I am confident that Zopa will continue to provide me with excellent service whichever product I may use in the future. Reviewed on: 13th March 2025

Zopa the best credit card .

Excellent App. Excellent service. Would recommend. Zopa to all my friends and family.The best card . Reviewed on: 13th March 2025

Very professional service .

Very professional service . Easy to navigate website. Quick but excellent customer service Reviewed on: 13th March 2025

Excellent customer service.

Excellent customer service. Always happy to help Reviewed on: 11th March 2025

It has been a hassle free experience so far

It has been a hassle free experience so far Reviewed on: 11th March 2025

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