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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I have used zopa on several occasions and always fin...

I have used zopa on several occasions and always find them fair and helpful Reviewed on: 11th March 2025

Easy to apply and good customer service

Easy to apply and good customer service Reviewed on: 10th March 2025

Easy to use and very reliable

Easy to use and very reliable.very flexible with crexit limit.would recommend tomy friends Reviewed on: 10th March 2025

Amazing service

Just a brilliant service! Very responsible and dependable Reviewed on: 10th March 2025

Excellent app service very good more than credit car...

Excellent app service very good more than credit cards offered Reviewed on: 10th March 2025

Very satisfied

Easy to apply and got immediate response, very satisfied with their service Reviewed on: 10th March 2025

A must credit card for easy life

Easy to use. User friendly. Cash withdrawal £3. On line purchase very convenient. Great to have it. Reviewed on: 9th March 2025

Totally brilliant service .

Totally brilliant service . Zopa customer service is excellent and find them to be a responsible lender Reviewed on: 9th March 2025

Expanding and coherent service

Zopa is an expanding coherent business, which I have found useful and supportive in managing my finances. Reviewed on: 9th March 2025

Fast and easy application service, prompt responses...

Fast and easy application service, prompt responses and hassle free Reviewed on: 9th March 2025

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