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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent customer service.

5
Excellent customer service. Always happy to help Reviewed on: 11th March 2025

It has been a hassle free experience so far

4
It has been a hassle free experience so far Reviewed on: 11th March 2025

I have used zopa on several occasions and always fin...

5
I have used zopa on several occasions and always find them fair and helpful Reviewed on: 11th March 2025

Easy to apply and good customer service

5
Easy to apply and good customer service Reviewed on: 10th March 2025

Easy to use and very reliable

5
Easy to use and very reliable.very flexible with crexit limit.would recommend tomy friends Reviewed on: 10th March 2025

Amazing service

5
Just a brilliant service! Very responsible and dependable Reviewed on: 10th March 2025

Excellent app service very good more than credit car...

5
Excellent app service very good more than credit cards offered Reviewed on: 10th March 2025

Very satisfied

5
Easy to apply and got immediate response, very satisfied with their service Reviewed on: 10th March 2025

A must credit card for easy life

4
Easy to use. User friendly. Cash withdrawal £3. On line purchase very convenient. Great to have it. Reviewed on: 9th March 2025

Totally brilliant service .

5
Totally brilliant service . Zopa customer service is excellent and find them to be a responsible lender Reviewed on: 9th March 2025

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