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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Overall perfect

Overall, I find the service to be positive: The process has been smooth, and I appreciated the efficiency and professionalism of your team. The staff was helpful when she called for a review, and I had a great experience. I believe there will be room for improvement if need be Reviewed on: 4th March 2025

Not to be missed.

Very supportive offering lot of services to aid you in managing and protecting your money. Offering lots of advice on how to increase your credit score, and how to protect yourself from scams and fraud. Reviewed on: 4th March 2025

Absolutely brilliant.

Absolutely brilliant. Best credit card. I would like a higher limit but I'm happy with Zopa. Reviewed on: 4th March 2025

It's been a painless stress free experience in getti...

It's been a painless stress free experience in getting the card and the Mobile App is very convenient and easy to use to manage my account, so very happy with the service i get from Zopa Reviewed on: 4th March 2025

Zopa provides a good service and has offered me an i...

Zopa provides a good service and has offered me an increase in my credit amount which I’m very happy with. It gives me advise on managing money and been responsible when borrowing. Reviewed on: 4th March 2025

Very good service.

Very good service. Customer service is also very good and easy Reviewed on: 3rd March 2025

Outstanding and perfect communication.

Outstanding and perfect communication. One of the best credit card providers Reviewed on: 3rd March 2025

Fantastic, I have never come across such excellent s...

Fantastic, I have never come across such excellent service and quick decisions on approvals Reviewed on: 3rd March 2025

I find them to be very good to there customers, car...

I find them to be very good to there customers, caring and willing to help if you have any issues Reviewed on: 3rd March 2025

When I had trouble with my account with a fraudulent...

When I had trouble with my account with a fraudulent transaction they were very prompt in getting it resolved Reviewed on: 3rd March 2025

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