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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

I find them to be very good to there customers, car...

I find them to be very good to there customers, caring and willing to help if you have any issues Reviewed on: 3rd March 2025

When I had trouble with my account with a fraudulent...

When I had trouble with my account with a fraudulent transaction they were very prompt in getting it resolved Reviewed on: 3rd March 2025

X amazing companY in every aspect

X amazing companY in every aspect Reviewed on: 3rd March 2025

Very good costumer service as always, highly recomme...

Very good costumer service as always, highly recommended Reviewed on: 3rd March 2025

The experience has been great thus far.

The experience has been great thus far. I currently have a Credit card and a Loan with Zopa and the service has been great and very easy to use. The app makes life easier, if I want to make regular payments to pay off the balance within the month. Reviewed on: 3rd March 2025

I'm experience has been fantastic from day one.

I'm experience has been fantastic from day one. So efficient and reliable. Reviewed on: 3rd March 2025

Brilliant experience.

Brilliant experience. Easy to use app Reviewed on: 3rd March 2025

TRY IT OUT

The card is easy to use together with its app. Reviewed on: 3rd March 2025

Excellent

Always helpful & excellent customer service. New card arrived in less than a week, very impressed Reviewed on: 3rd March 2025

Easy to apply and manage accounts

Easy to apply and manage accounts Reviewed on: 3rd March 2025

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