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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

They have brilliant products and are very responsibl...

They have brilliant products and are very responsible lenders the card and app are very easy to use Reviewed on: 2nd March 2025

Easy convince to use the card intrest rate isn't s...

Easy convince to use the card intrest rate isn't sky high Reviewed on: 2nd March 2025

Amazing for building credit, and easy to set up

Amazing for building credit, and easy to set up Reviewed on: 2nd March 2025

Not had a problem with my card rates are good aswell.

Not had a problem with my card rates are good aswell. Reviewed on: 2nd March 2025

Simply the best

The banking app is simple to use, gives you updates quickly. Adding money into the account is simple. Reviewed on: 2nd March 2025

Best bank

Great service, great app, best bank around Reviewed on: 2nd March 2025

Very friendly customer service.

Very friendly customer service. Made things easy a clear Reviewed on: 2nd March 2025

easy and straightforward to apply everything is exp...

easy and straightforward to apply everything is explained in detail never had any issues at all.one of the best cards i have had in a long time and woukd highly recommend. Reviewed on: 2nd March 2025

zopa are very reliable and very good at keeping me i...

zopa are very reliable and very good at keeping me informed Reviewed on: 2nd March 2025

Never had any problems with the account very straigh...

Never had any problems with the account very straight forward Reviewed on: 2nd March 2025

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