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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Had a fraud phone them about it said thay would get...

Had a fraud phone them about it said thay would get back to me still waiting had to ring the 3 times still waiting Reviewed on: 1st March 2025

Zopas customer service is exceptional, they couldnt...

Zopas customer service is exceptional, they couldnt be more helpful or understanding. Reviewed on: 1st March 2025

Hve always friendly received excellent service on line

Hve always received excellent service on line Reviewed on: 1st March 2025

Easy to pay bills via the app and easy to manage you...

Easy to pay bills via the app and easy to manage your card with hassle free reminders so that payments are not missed Reviewed on: 1st March 2025

Fantastic customer service

Operate so friendly and helpful. Their customer service skills are excellent. Reviewed on: 1st March 2025

Great for day to day spending.

Great for day to day spending. Would recommend as a first card. Reviewed on: 1st March 2025

Uncomplicated money ...

For a none technical person the appl is easy to use and advise and updates are always at hand Reviewed on: 1st March 2025

Good experience with zopa an incredible app too

Good experience with zopa an incredible app too Reviewed on: 1st March 2025

When I have had a problem with my card the customer...

When I have had a problem with my card the customer service have sorted it out very quickly Reviewed on: 1st March 2025

Zopa gave me the chance to build my credit score.

Zopa gave me the chance to build my credit score. Customer support was amazing and very helpful. I would highly recommend this company. Reviewed on: 1st March 2025

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