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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

In general it has been good.

In general it has been good. Good rate on loan Reviewed on: 1st March 2025

It’s a really user friendly credit card that provide...

It’s a really user friendly credit card that provides lots of information to rebuild your credit Reviewed on: 1st March 2025

Easy to use, and can keep tabs on balance via...

Easy to use, and can keep tabs on balance via the app Reviewed on: 1st March 2025

Over all Zopa is pretty good.

Over all Zopa is pretty good. But it would be good and helpful if you could transfer funds if needed to other accounts like your bank current account for example. Your fee for withdrawing cash os a little steap Reviewed on: 1st March 2025

Excellent

So easy to use. No fusd, no hassle. Reviewed on: 1st March 2025

Happy customer

Everything good and ferfect .I like your services and it was very secure. Reviewed on: 1st March 2025

First class experience- great customer service

First class experience- great customer service Reviewed on: 1st March 2025

Great customer service, excellent service

Great customer service, excellent service Reviewed on: 28th February 2025

I have no problem with zopa they are good the app is...

I have no problem with zopa they are good the app is easy to use and they are quick to respond to your payment when you make one Reviewed on: 28th February 2025

I’m a happy shopper!

Very happy with my credit card, if any problems they are sorted quickly snd with ease. Reviewed on: 28th February 2025

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