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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy to use always keeps me updated on my spending...

5
Easy to use always keeps me updated on my spending Reviewed on: 28th February 2025

So easy and simple to get on with

5
So easy and simple to get on with Reviewed on: 28th February 2025

User-friendly, straightforward, and affordable.

4
User-friendly, straightforward, and affordable. Reviewed on: 28th February 2025

Excellent card giving me a chance to rebuild my cred...

5
Excellent card giving me a chance to rebuild my credit rating . Reviewed on: 28th February 2025

Excellent service

5
Excellent app very easy to navigate and find information quickly Reviewed on: 28th February 2025

I love my Zopa credit from viewing...

5
I love my Zopa credit card, everything from viewing your account to paying money back on to your card , it’s all so easy and I can’t live without mine Reviewed on: 28th February 2025

Gives you a chance to rebuild your credit

5
Gives you a chance to rebuild your credit Reviewed on: 28th February 2025

Excellent.

5
Excellent. Covers all needs and very helpful Reviewed on: 28th February 2025

I cannot recommend Zopa enough.

5
I cannot recommend Zopa enough. It is a fantastic credit card and fantastic customer support Reviewed on: 28th February 2025

Greatttttttfff

5
It’s a great credit card it’s come in handy sooooo many times now ur asking me to do a little more so I’m just trying to get there. What else can I say ur greasy Reviewed on: 28th February 2025

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