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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

The Zopa credit card can be a great choice for those...

The Zopa credit card can be a great choice for those looking for a straightforward, user-friendly card with competitive rates and a good app experience. However, potential users should carefully consider their individual financial needs and compare it with other options in the market. Always read the terms and conditions thoroughly before applying Reviewed on: 28th February 2025

Happy customer

Can’t be faulted app easy to use and always reminded when payments are due Reviewed on: 28th February 2025

Good app

Easy to use app and good communication Reviewed on: 28th February 2025

A helpful little card

I like Zopa , it’s a helpful little credit card to help out with small payments through out the months . Reviewed on: 28th February 2025

Great company for sort your credit rating

Great company for sort your credit rating Reviewed on: 28th February 2025

I have found Zopa to be a great alternative to mains...

I have found Zopa to be a great alternative to mainstream cards and their app is very easy to follow. Reviewed on: 28th February 2025

Great service keep you informed I like the fact you...

Great service keep you informed I like the fact you can have a spend cushion so you don’t go over Reviewed on: 28th February 2025

amazing service and never any issues

I’ve been a customer for a few years now never had a single issue Reviewed on: 28th February 2025

Good no issues

Good no issues would happily recommend Reviewed on: 28th February 2025

Easy to use app and great customer service

Easy to use app and great customer service Reviewed on: 28th February 2025

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