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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Zopa experience

5
I have a smooth experience using the Zopa credit card app. Reviewed on: 28th February 2025

credit card

5
excellent credit card provider customer service is excellent Reviewed on: 28th February 2025

Brilliant service

5
Very good and easy to use , customer service on the app is good Reviewed on: 28th February 2025

Zopa app is brilliant!

5
Zopa app is brilliant! Really easy to use and keep an eye on everything in one place! Zopa ensure not to give too much credit, so that you don't find yourself in a catch22 situation and that it's easy to make payments and rebuild your credit! Reviewed on: 28th February 2025

Very easy to apply for and easy to use .

5
Very easy to apply for and easy to use . Reviewed on: 28th February 2025

No complaints

5
I have had no issues and app is easy to use Reviewed on: 28th February 2025

Applied for card was easy use it pay it back in full...

5
Applied for card was easy use it pay it back in full never had problem Reviewed on: 28th February 2025

Easy to useapp

5
Easy to use app and no problem with everything Reviewed on: 28th February 2025

Great service, ease of use, great app

5
Great service, ease of use, great app Reviewed on: 28th February 2025

Good easy to use app.

4
Have never used the Customer service as the app is easy to use and answers all my questions Reviewed on: 28th February 2025

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