Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41910 reviews)

View other Zopa products

4.93

Based on 41,910 reviews, last reviewed 18th Jan 2026

80400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Top Financial service of our time. Zopa Credit Card delivers excellent value with clear terms, competitive rates, and no hidden fees. The app is easy to use, customer support is respons... Read more Reviewed on: 18th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41910)

Review of the Zopa, Credit card:

No issues as of yet apart from my limit

No issues as of yet apart from my limit Reviewed on: 25th April 2025

Great service

Not been with Zopa for long but my experience has been a breeze so far, so thank you Zopa. Reviewed on: 16th January 2026

Excellent service, friendly and comprehensive.

Excellent service, friendly and comprehensive. Always willing to help resolve any problems or queries you might have. Reviewed on: 16th January 2026

I would like recommended to all to have zapa card

Very good I'm with zopa 1 years and never had problems Reviewed on: 16th January 2026

Never had any issues with dealing with Zopa

Never had any issues with dealing with Zopa Reviewed on: 16th January 2026

Honestly great, painless to set up and quick approval.

Honestly great, painless to set up and quick approval. Recieved card in under a week ready to go Reviewed on: 16th January 2026

Zopa is just good infact excellent

Zopa is just good infact excellent Reviewed on: 16th January 2026

Customer satisfaction

Have always had satisfaction with staff dealing with me online Reviewed on: 16th January 2026

Trying to build my credit score and Zopa has given m...

Trying to build my credit score and Zopa has given me a chance to do so Reviewed on: 16th January 2026

Inconvenient ,just

I'm using a credit card and I'm happy with it Reviewed on: 16th January 2026

Very professional.

Very professional. Easy to use website Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 credit card (discontinued)
from Santander 3.92 from 159 reviews
Aqua credit cards
from NewDay 4.88 from 2845 reviews
Credit card
from Luma 4.00 from 2 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2279 reviews
Cash ISA
from Zopa 4.95 from 1440 reviews
Smart Saver
from Zopa 4.94 from 7470 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub