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Zopa: Credit Card reviews

4.93
Based on 40,266 reviews, last reviewed 4th May 2025
74% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First credit card I had and wouldn’t change for the... First credit card I had and wouldn’t change for the world Reviewed on: 4th May 2025
Tyler g's avatar
Tyler g

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40266)

Review of the Zopa, Credit Card:

Zopa Credit card is not good for me because I am using this card since last 1 year and paying my full statement amount every month but still I didn't get any cards my card Limit to increase.

3
According to AQUA credit card ZOPA credit card is worst for me because since last one year I am using Zopa card and my credit Limit is same. Zooa credit card doing always HARD credit checks its not good for everyone one. I have AQUA Credit card since last 9 months and they increase my credit Limit 3 time, so I am not recommending to ZOPA credit card to anyone.. Reviewed on: 29th March 2022

It is exellent choice.

5
It is exellent choice. I would recommend to anyone Reviewed on: 28th April 2025

App is great keeps you inform of your progress and...

5
App is great keeps you informed of your progress and spend . great customer service . Reviewed on: 28th April 2025

Fabulous Service

5
Great service throughout, customer service is fantastic always will to help and resolve your issue. Reviewed on: 28th April 2025

Very friendly and helpful staff.

5
Very friendly and helpful staff. Contact by phone quick and straight forward. Reviewed on: 28th April 2025

Easy to use.

5
Easy to keep appraised of my financial position. Reviewed on: 28th April 2025

Can only recommend

5
I have never had a bad experience with Zopa and find them great to deal with Reviewed on: 28th April 2025

Best credit card ever in the UK, Excellent service p...

5
Best credit card ever in the UK, Excellent service providers really appreciate the help and support you have provided to me Reviewed on: 28th April 2025

Handy card

5
Love my card comes in handy till payday Reviewed on: 28th April 2025

Excellent service.

5
Excellent service. Easy to use app. Reviewed on: 28th April 2025

Zopa gives me chance

5
Zopa gave me a chance when my credit rating was low and is helping me rebuild my rating.Customer service is really helpful. Zopa is also very transparent and user friendly. Reviewed on: 28th April 2025

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